Truthiness Day 15: I want money

Day 15 → Something or someone you couldn’t live without, because you’ve tried living without it.

This may sound shallow, but I’m going with money.  Let me explain…

It’s not that I want a lot of things or like to shop a ton (I do like a good deal but that is not the same as liking shopping).  I grew up poor, some years at the poverty level.  We got those blocks of government cheese.  We had boxes of powdered milk that we used when we ran out of the regular stuff in between paydays.  My grandmother mixed water with the “cream of” soups…

None of that stuff is that bad, though.  I mean, I didn’t really care at the time although I was much less excited about food back then.  The thing is that because of my family’s circumstances, we were left vulnerable to bad situations.  Examples include:

  • We lived in an area where housing was cheap, so I went to a school that was in disrepair – they constantly had issues with asbestos-filled ceilings caving in…I went to a school in which race riots occurred.  My vice-principal was fired for sexually harassing a student.  A student was murdered by the janitor.
  • I didn’t see a dentist until I was at least 8.  By the time I was 12 I had two crowns because 70% of those two molars were cavities.
  • My mom couldn’t afford daycare, so she relied on my grandmother because her care was a fraction of the cost.  You can read about my grandmother if you go back to Day 8.
  • To make ends meet and pay the mortgage, we had various unsavory people living in our house at various times.  This included my mom’s abusive boyfriend, her drug addict cousin, and some friends who couldn’t afford their own place.  Due to the combination of these people in our house all at the same time, we had at least one occurrence of fist fights in our living room which resulted in holes in the wall and a near smashing of my siblings.

I don’t believe that the lack of money caused any of this, but I know it put my mom in situations where she had to accept circumstances out of necessity that she might not have otherwise in order to keep a roof over our heads.

When Joe and I moved to Humboldt for him to go to school, we had trouble finding work.  When we finally did, it didn’t pay well at all.  Not to mention that Joe worked seasonally.  When we had Jack, we qualified for subsidized childcare.  That was nice, except it was hell trying to find a decent provider (my long time readers will remember all the crap we dealt with in seeking good and reliable childcare back then!).  We also wracked up quite a bit of debt (even while eating a diet of macaroni & cheese with canned chicken mixed in).  We took out minimal school loans because even once Joe’s degree was acquired, there was no guarantee that he would get a job (in fact, his advisor told him he would likely  NOT get hired any time soon – and he still works seasonally to this day).  Those years in Humboldt were some of the most stressful of my adult life.  Again, the lack of money didn’t cause it but we did get stuck for a while there and it sucked big time.

I could physically live without money but mentally?  I have way too much trauma associated with being poor as shit.

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We bought a new car

After a raucous Friday night of celebrating David’s new job (SQUEE!), we visited a few dealerships in the area on Saturday.  There were four cars on the short list: Toyota Yaris, Scion xD, Honda Fit, and the Hyundai Accent (if all else failed).  With a stop at the Toyota dealership, we quickly crossed the Yaris and Scion off the list – the first because it was a little too small and we hated the wacky dash configuration (what’s up with the speedometer being in the middle of the dash?) and the second because it was SO UNCOMFORTABLE.  Happy to have a shorter list, we headed to Honda.

The Fit was nice.  I love the many ways the rear seats could be configured and the car is very comfortable.  It was super easy to get a carseat in the back because I didn’t have to dig for the LATCH anchors.  What kept me from being in love with the car was the somewhat rough acceleration and brakes and the fact that, for being such a small car, the gas mileage isn’t that great.  It fit our needs and budget but I wasn’t sure that I wanted a car I didn’t totally adore.  After the test drive, we left the dealership and headed home (after an unsuccessful attempt at finding the Hyundai dealership) to get ready for a dinner party and contemplate our options.

David and I discussed the car and I admitted I wasn’t in love with the Fit.  Still, I went online and looked at options and submitted a request for a quote.  I received a fantastic quote from a dealership down in Colma and that pretty much sealed the deal.  We made plans to head down Sunday morning and I submitted my application for Honda financing.

We arrived Sunday morning ready to purchase a Fit, only to find out that the dealership was fresh out of the Sport model (the one with the clicky lock button, cruise control, etc.).  The options were to wait a few days for one (which might run us into David’s work start date), buy the base model, or take a look at the Civic.  Much to my surprise, the Civic was actually going for less than the Fit!  Off we went on a test drive and it proved to be a smoother ride and a safer, more comfortable car – Jack’s carseat could go in the middle of the back seat and passengers could still sit comfortably on either side of it.  Not only that, but the gas mileage is better.  It was pretty much a no brainer to make the decision to go with the Civic.  Even though I was giving up a gazillion cup holders, uber-accessible LATCH anchors, better parking options, and a cuter looking car…I was making the more responsible decision by going with something that was safer, better at holding its value, and better for the environment.

Thanks to my awesome credit (of which I am VERY proud), I got super low (1.9%) financing from Honda and bought the car at Invoice.  I didn’t love the Civic immediately but it is growing on me every time I drive it.  I think it helps that Jack named it “Stateboggle” – I feel like I know it better now.  ;)   (Also, he pretends it’s a batcar and that it has a crossbow on the front – apparently it is VERY cool!)

Still, I can’t help looking longingly at the parking spaces in which the Fit would, uh, fit.  I guess that’s just part of city life, though!