Combing The Bay (Area)

We are looking for a house. I know how that sounds, considering David is unemployed and Jack was just diagnosed with Leukemia but, well, we’ve been diligently saving for it and had the purchase/move in our plan for this summer. The social worker at the hospital told me right off the bat that we shouldn’t set aside all of our life plans. We should carry on with life and keep it as normal as possible. We don’t want Jack to feel like his health is messing up our life or something. Okay…yeah.

So, we’re looking at houses. Our current place is too small for us and has some maintenance issues besides (we have a lackadaisical landlord on one hand…but really cheap rent on the other). We’d like to be in a place that is more accessible to the hospital since we’ll be spending a lot of time there over the next three years. Gas and tolls for crossing t he Bay Bridge are expensive!

We’ve gotten pre-qualified and are pretty much ready to go with a Cal FHA first time homebuyer’s loan (which allows us to get a house with only a 3.5% down payment). We’re lucky enough to be able to qualify for stuff on my income alone, which bodes well for our future once the job market recovers for realsies.

In the mean time, we are looking at houses online every day and setting up showings and attending open houses on the weekends. I know some people find this fun but I am not one of those people. Also, I’m impatient – I just want to find something that works and buy it. Not to mention I’m a sucker for a good deal…it’s a good thing my husband is more level-headed about these things.

Part of what makes this difficult is that we don’t have a particular city in this area that we love. We have friends all over the place here, I work in the city, Jack’s dad lives an hour south of the city, and the hospital is 40 minutes east of us and over a bridge in Oakland. We are central to friends, Jack’s dad, and the hospital right now…but it’s the city – we can’t afford a decent house here (with a yard for our dog) AND guarantee Jack will go to a decent school (enrollment is a lottery system, transferring is a crapshoot, and there is no way I’m driving across the city to take Jack to the school he currently attends).

So, anyway…wish us luck. We hope to find something that we love for a more-than-affordable price that is convenient and takes an adequately lengthy time to complete the buying process (this is where short sales come in handy – we want to find something now but buy months from now so that we don’t have to ask family members for “cash gifts”).

In the mean time I’ll be over here freaking out about growing up…


By the way, go check out Band Back Together today – Jack and the Monkey In My Chair program are featured.

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